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Dior Thum

In Touch

A Monthly Curated Newsletter

Making decisions on property is not trivial, as they often have effects on our quality of life in ways that are not just material but also financial and emotional. Regardless of our experience levels in making decisions on our properties and homes, it helps to have an appreciation of what resources are involved, and how we can be resourceful about them. I hope you find the materials in this issue useful.

New HDB policy: Standard, Plus and Prime – how does it affect you?

Housing and Development Board (HDB) will change how it classifies Build-to-Order (BTO) projects, starting in the second half of 2024. The policy changes intend to ensure that HDB policies continue to remain relevant in Singapore's current social and economic construct.

 
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Understand the costs of buying a home

This article provides a comprehensive guide to the costs of buying a home in Singapore, including down payment, stamp duty, legal fees, and renovation costs.

 
read more
 

DECORATE YOUR HOME FOR FREE | 10 DECOR IDEAS ON A BUDGET

 
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I seek to reach out to people who believe in safeguarding the interests of their loved ones. Let me know if I can be of help to someone you know or care about. We can make a difference to lives when it matters most. Cheers.
 
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Testimonials and Referral Notes

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Ian Matthew. Civil Servant

Dior is an excellent financial consultant! I really appreciated how patient and understanding she was during our various meetings and consultations. She took the time to review my existing policies and provided me with well-thought-out advice and recommendations. She was also mindful of my budget and was ever-ready to provide me with advice when I had any questions. Even after completing the review, she continues to make the effort to update me on forthcoming changes that could potentially affect my coverage. Couldn’t have asked for a more thorough and caring financial consultant! Thank you, Dior!

Benjamin. Gym Business Owner

Dior has been exemplary in servicing me as a client. She has a very clear manner in which she explains policies and how they work with regards to my individual situation. She understands my needs at this juncture in my life while also taking into account my future aspirations and helps me plan forward while managing what's important to me. She's never been pushy but instead has always given me a sense that she wants the best for everyone she speaks to.

Mavis

I recently had the pleasure of working with Dior from Prudential. She made the insurance process a walk in the park. Dior is friendly knowledgeable, patient and always ready to help me in all circumstances promptly, be it via whatsapps or email. I highly recommend her to anyone looking for an insurance agent who places her customers first. Heaps of thanks Dior 👏

Amutha

Dior was recommended by my good friend of 40 years. Dior is very pleasant and knowledgeable. She explains the policies well and does not press me to purchase any. She gives suggestions on what can be good for me and leaves me to decide. She is always there to answer queries of all sorts and is really very helpful. I am very happy to have her as my agent and will definitely choose her to get more policies.

Saravanan

Dior, I wanted to take a moment to express my sincere gratitude for your exceptional service. Your professionalism, knowledge, and approachable nature have made navigating the complexities of purchasing insurance policies for my family and I so much easier. What has truly stood out to me is the personal care and attention you've provided every step of the way. I truly value your advice and the genuine care you've shown in ensuring we have the right coverage. In you, we have found not just a knowledgeable and reliable insurance agent but a trusted friend who genuinely looks out for our best interests. Thank you for everything and lets keep this friendship going!

Preethi

Working with Dior has been an absolute pleasure. She is incredibly easy to talk to and always takes the time to ensure we fully understand the different insurance plans available to us. Dior consistently goes the extra mile, arranging meetings to keep us informed and on track with our coverage. Her polite and professional demeanor makes every interaction a positive experience. As someone who was completely new to the world of insurance, I appreciated how Dior simplified everything, making it all so much easier to grasp. I highly recommend her to anyone looking for a knowledgeable and dedicated insurance agent!